2026 Canada Home Closing Cost Calculator
Calculate home buying closing costs including land transfer tax, legal fees, and inspection
Estimated Total Closing Costs
$13,500 CAD
Land Transfer Tax:$10,800
Legal Fees & Disbursements:$1800
Home Inspection & Title Ins:$900
Complete 2026 Home Purchase & Closing Cost Guide
Estimate your required upfront cash, maximum home price budget, land transfer taxes, and interest payoff savings.
1
Budget 1.5% to 2% for Closing Costs
In addition to your down payment, maintain liquid savings for legal fees, transfer taxes, and home inspection.
Frequently Asked Questions
How are closing costs and home affordability calculated for 2026?
Calculations apply provincial land transfer tax tiers and OSFI B-20 debt service qualification benchmarks.