Land Transfer Tax Calculator
Estimate your provincial and municipal property transfer taxes, including first-time buyer rebates across BC, Ontario, Quebec, and Alberta.
Homebuyer Rebates
Includes automatic deductions and rebates for qualified first-time buyers.
Welcome Tax Calculations
Precisely modeled on progressive tax bands for Ontario, BC, Alberta, and Quebec.
1. Select Province
2. Additional Information
Total Land Transfer Tax
Frequently Asked Questions
What is the Welcome Tax in Quebec?
The Welcome Tax (taxe de bienvenue) is the municipal land transfer tax collected by cities in Quebec when you purchase a property. It is based on progressive brackets of the home purchase price.
Do first-time buyers get a rebate?
Yes, Ontario offers a rebate of up to $4,000, and Toronto offers up to $4,475. BC offers a complete exemption on properties purchased under $500,000. Quebec and Alberta do not offer direct provincial rebates.
Common Tax Mistakes to Avoid
- ⚠️
Forgetting Toronto double taxation
Buyers purchasing within the City of Toronto boundary must pay both Ontario provincial tax AND Toronto municipal tax, doubling the acquisition cost.
- ⚠️
Missing the BC first-time buyer phase-out limits
In BC, first-time homebuyer tax exemptions phase out quickly between $500,000 and $835,000, leaving no rebate beyond that.
Related Tool
Mortgage & Stress Test Calculator
Simulate your home mortgage payments and stress test your qualifications.